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11 September 2015
The class action run by lawfirm Maurice Blackburn v ANZ

15 November 2010
And still the banks persist in illegal “con”tracts. Please see the extract from Bankwest’s conditions of use booklet

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Banks Are Thieves
John Curtis, NSW


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Overseas Experience

In the U.K. the Supreme Court (the U.K's highest court) in the matter of

Office of Fair Trading v Abbey National plc and Others [2009]  UKSC 6 ruled that penalty fees were not penalty fees, with some esoteric and arcane chicanery, and made a ruling that it did not have jurisdiction to overrule an EU directive. A beautifully crafted judgement, perverse nonetheless.

One wonders how much each bank paid to obtain this ruling, and how the bribe was divided.

You may like to look at the website, a U.K. site that amongst other things mentions that courts award interest on top of reclaimed illegal fees as the norm, so demanding and being paid interest even without going to court is now commonplace.  The Westminster legal system in the U.K. is the one under which Australia operates, too, so demanding interest, as I suggest, should be viewed as quite unremarkable.

This site even mentions the legal process of bailiffs being sent in to banks (see article from UK's Daily Mail below) to seize goods or monies to the value of your successful claim, should the bank, having lost a court case, seek to not pay up.

Customer sends bailiffs in to seize bank's computers

Reclamation of excessive fees/charges has been going on in a substantial way since 2005 in the U.K. and the site states that possibly 100s of thousands of refunds have been claimed.